We're Not Insurance, We're Better!

First of all, HealthShare Works is NOT insurance. We eliminate the “middleman” so that you can have complete freedom to choose your healthcare providers, build an honest and caring relationship with them, and SAVE MONEY!
HealthShare Works Top Reasons to Join:
COST SAVING

​​Membership Costs and Health Savings Account
Members see major savings versus health insurance plans, achieving full peace of mind with a typical 30-50% monthly savings. No copays, No co-insurance, and No deductibles. ​Choosing HealthShare Works gives you back your hard-earned money.
Membership Costs
Monthly contribution depends upon your category
​and also the primary member’s age.
HealthShare Works includes preventative care for adults and children, plus additional benefits. Use your primary care physician - no networks.  Compliant with ACA and State regulations. *Households with one or more tobacco users contribute an additional $75.00 per month. Pricing is based on primary member's age.
Save Using Pre-Tax Dollars
HealthShare Works allows you to take full advantage of Health Savings Accounts (HSA), which offer a triple-tax advantage: contributions, earnings, and eligible withdrawals - all tax-free. 
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A Health Savings Account lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in an HSA to pay for medical expenses, you can lower your overall health care costs.
HSA Contribution Limits for 2020
You can contribute up to $3,500 to an HSA for single filers or up to $7,000 for families. If you’re 55 or older anytime in 2020, you’ll be able to contribute an extra $1,000.
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There is no penalty for not using your contributions and unused monies roll over from year to year. HSAs are allowed to hold money for years into the future which opens the door to using HSAs as tax-free long-term investment options with the intent of using the money to cover inevitable qualified healthcare expenses in retirement.
TIME-TESTED

​Rapid Growth in Sharing
HealthShare Works is an established alternative to traditional insurance.
While the concept of health sharing is not yet widely known by everyone, the philosophy is built on a 30-year legacy of success. The medical cost sharing industry is growing quickly, with two million members nationwide accessing one billion dollars in sharing. Health sharing is the future! 
Health sharing is a proven and time-tested solution for millions of Americans. With the uncertain state of healthcare today, there has never been a better time to enroll in a trusted option. 
FREEDOM TO CHOOSE

Your Choice of Doctors & Hospitals
There are no preferred providers or network restrictions. Our members have the freedom to choose their own healthcare providers. We know continuity of care, along with a trusting physician-patient relationship, is crucial to better healthcare.
COLLABORATE FREELY

Nothing Comes Between You & Your Doctor
With HealthShare Works, there are no provider networks and there is no insurance company coming between you and your doctor. We removed the third-party payer from the conversation to bring doctors and patients back together.
PROTECT OTHERS

Protective Power
HealthShare Works gives you the protective power of high-quality Health Care during these difficult times.

​For those you care about, for those who rely on you, HealthShare Works brings peace of mind.
LEGITIMATE ALTERNATIVE
HealthShare Works is not insurance and is recognized as a LEGITIMATE alternative to health insurance.
HELP ALWAYS AVAILABLE

Member Services Advisors and Telemedicine
Member Services Advisors are at YOUR Service
HealthShare Works Advisors: We are well-known and respected for helping our members navigate the boondoggle of our healthcare system. Members have access to knowledgeable, supportive advisors who address day-to-day healthcare issues. HealthShare Works Advisors are available to discuss and answer questions regarding the Affordable Care Act and other complicated, health-related legislation. Our experts help individuals and businesses understand how healthcare laws may impact them and what actions they can take. Members use HealthShare Works advisors to save time and eliminate stress. We ensure our members are never alone in the process.
COMMUNITY

We Are Stronger Together
With HealthShare Works, you are investing your hard-earned money in a like-minded community; you can trust your financial contributions will be used to care for members like you.
Share While Traveling
Share eligible medical expenses while traveling domestically and abroad. Medical needs incurred internationally are sharable with the community in the same way as any other legitimate medical need within the United States.  If the member’s out-of-pocket costs exceeded their Initial Unshareable Amount (IUA) for a particular need while overseas, the member would simply provide the details on the costs incurred along with any amount paid by the member, and we would facilitate sharing the portion that exceeds the member’s IUA.