As one who has worked with medical costs for decades, I can say that HealthShare Works is a highly cost effective alternative to sky-rocketing health insurance.
Both individuals and groups can save hundreds to thousands each month.
Tim Lescalleet - Founder Vice President, PSMA
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Medical Cost Sharing is an innovative solution to managing your healthcare costs. Unlike insurance it gives you the opportunity to take control of your healthcare choices without surprise bills or network hassles.
Join a medical cost sharing community. This is not an insurance plan - it's better and fully compliant with the Affordable Care Act. Every month members contribute to help pay for the medical Needs of the community. A “Need” is defined as one or more medical expenses caused by an accident or illness. When you’re the one with a medical Need, you first pay your fixed Initial Unshareable Amount (IUA), and then the community steps in to share the rest. Upon enrollment, you have a choice of a $500 or $1,000 IUA per Need. |
Your Choice of Doctors & HospitalsThere are no "preferred providers", or network restrictions. Our members have the freedom of choice to select their own medical providers.
Learn More >> Preventive CareRoutine preventative services such as well visits, vaccinations, mammograms, colonoscopies and more are reimbursed.
Learn More >> TelemedicineMembers are provided unlimited use of 24/7/365 board-certified and state licensed physicians available via phone or online. These doctors are able to assess the situation and when appropriate prescribe medications.
Learn More >> Share While TravelingShare eligible medical expenses in all fifty states as well as while traveling abroad.
Proven and AffordableMembers see major savings versus traditional health insurance plans, achieving full peace of mind with a typical 20-50% monthly savings.
No copays, No co-insurance, and No deductibles. Learn More >> |
Save Using Pre-Tax DollarsHealth Savings Accounts (HSA) offer a triple-tax advantage: contributions, earnings, and eligible withdrawals are all tax-free.
Learn More >> Member ServicesOutside of medical cost sharing, our members have access to a full suite of innovative healthcare resources and support.
Learn More >> Expert Second OpinionNo matter where a member is, they can speak with the best doctors in the world via phone or video consultation. All the best services without the travel, paperwork and costs.
Learn More >> STATSGet paid for each month you exercise and submit your statistics.
Learn More >> Flexible EnrollmentEnroll by the 25th of the month to be eligible for a start date of the 1st of the following month with no annual commitment. We welcome all individuals including independent contractors and part-time employees.
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Instead of paying monthly premiums to an insurance company, members share a given amount on a monthly basis and draw from community funds as medical Needs arise.
Our members reduce medical costs through smart choices about diet, exercise and lifestyle. This commitment to living a healthy lifestyle and managing healthcare costs in a direct way reduces costs. Monthly shares are generally lower than typical insurance premiums. Through our medical cost sharing model, members save between 20 - 50% of the costs that are typically incurred with health insurance plans. |
Members have the freedom to choose their own doctor, visit well-regarded medical providers and typically still see that the total cost of healthcare is 20-50% less.
Our members don't pay a copay, co-insurance or deductible; just the fixed Initial Unshareable Amount per Need. We're here to support our members with incredible service and advice when it comes to navigating the complex medical landscape. |
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