HealthShare Works
We have advised physicians and encouraged good health habits for their patients for forty years.  Enroll in HealthShare Works and our association and receive 
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  • Credit for exercising
  • Preventive care (ACA recommended) for you and your children
  • Access to the Sedera Sharing community 
  • Help navigating healthcare
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​This is your program. You take care of your health and choose how you wish to exercise.  You select your own physicians and we pay your medical bills for ACA recommended preventive care provided by your own doctor.  There are no networks.

Sedera Medical Cost Sharing Experience

As a member of HealthShare Works, you are eligible for Sedera Health Sharing.   When you have a Need for medical treatment, for illness or injury, you pay the Initial Unshareable Amount (IUA), typically $500, and then submit the medical bills for Sharing.

See the Sedera Guidelines for full details.

Your Choice of Doctors & Hospitals

There are no "preferred providers", or network restrictions.  Our members have the freedom of choice to select their own medical providers.
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Telemedicine

Members are provided unlimited use of 24/7/365 board-certified and state licensed physicians available via phone or online. These doctors are able to assess the situation and when appropriate prescribe medications.
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Member Services

​Outside of medical cost sharing, our members have access to a full suite of innovative healthcare resources and support.
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Proven and Affordable

Members see major savings versus health insurance plans, achieving full peace of mind with a typical 20-50% monthly savings.
No copays, No co-insurance, and No deductibles.
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Expert Second Opinion

No matter where a member is, they can speak with the best doctors in the world via phone or video consultation.  All the best services without the travel, paperwork and costs.
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Share While Traveling

Share eligible medical expenses while traveling abroad.

HealthShare Works Services

Preventive Care

Routine preventative services such as well visits, vaccinations, mammograms, colonoscopies and more are reimbursed.
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Save Using Pre-Tax Dollars

Health Savings Accounts (HSA) offer a triple-tax advantage: contributions, earnings, and eligible withdrawals are all tax-free. 
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Flexible Enrollment

Enroll by the 25th of the month to be eligible for a start date of the 1st of the following month with no annual commitment.  We welcome all individuals including independent contractors and part-time employees.​​

STATS

Get paid for each month you exercise and submit your statistics.
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Why Sharing is Better

Instead of paying monthly premiums to an insurance company, members share a given amount on a monthly basis and draw from community funds as medical Needs arise.

Our members reduce medical costs through smart choices about diet, exercise and lifestyle.  This commitment to living a healthy lifestyle and managing healthcare costs in a direct way reduces costs.
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Monthly shares are generally lower than typical insurance premiums. Through our medical cost sharing model, members save between 20 - 50% of the costs that are typically incurred with health insurance plans.
Members have the freedom to choose their own doctor and visit well-regarded medical providers.  HealthShare Works facilitates cooperation with your physicians so that they cooperate for Preventive care and welcome you as a patient for treatment.  With HealthShare Works, your cost for medical care is 20-50% less than with comparable insurance plans.  ​
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Our members don't pay a copay, co-insurance or high deductible; we intervene if you are balance billed. 
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We're here to support our members with incredible service and advice when it comes to navigating the complex medical landscape.
HealthShare Works is a cost effective alternative to sky-rocketing health insurance.  Both individuals and groups can save hundreds to thousands monthly.
​Sandy Elsass - President, HealthShare Works
Membership Costs
There are four categories of membership.  Monthly contribution depends upon category and primary member’s age.  To see the component cost of Sedera Sharing and HealthShare Works (HSW) membership, please select your category and enter the age in the chart below:

HealthShare Works includes preventative care for adults and children, plus additional benefits.
Use your primary care physician - no networks.  Compliant with ACA and State regulations.
*Households with one or more tobacco users contribute an additional $75.00 per month.
Pricing is based on primary member's age.
WARNING: SEDERA, INC. IS NOT AN INSURANCE COMPANY AND THE SEDERA MEDICAL COST SHARING MEMBERSHIP IS NOT ISSUED OR OFFERED BY AN INSURANCE COMPANY. WHILE EVERY EFFORT IS MADE TO MEET MEMBER’S MEDICAL NEEDS, SEDERA, INC. AND THE SEDERA MEDICAL COST SHARING COMMUNITY DO NOT GUARANTEE PAYMENT OF ANY MEDICAL EXPENSE.