Welcome to HealthShare Works

A better way to deal with your healthcare needs, experienced by more than two million people across the country.  Consistent and Competent. Enjoy medical professionals you know and appreciate – regardless of network considerations.  Significant Financial Gains. Pay less per month and out-of-pocket for the same quality care you have come to expect.  Benefit from a seamless integration of paying doctors directly for their services.  HealthShare Works affords you greater control in crafting a healthcare plan that works best for you and your family.
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​HealthShare Works all began in 1978 when we provided the first system for managing a physician's office. We were so good at helping physicians navigate the complexity of our healthcare system, they referred us to their patients who needed help with insurance. A lot has changed since then and the need for assistance has drastically increased.

HealthShare Works is YOU! It is your program and your solution to the rising costs and complexity of healthcare. You choose how to take care of your health. You select your own physicians and we pay your medical bills for ACA recommended preventive care provided by your own doctor. There are no networks.

​HealthShare Works is about our members! Our members have the freedom to choose their own doctor and visit well-regarded medical providers. HealthShare Works facilitates cooperation with your physicians so that they collaborate for preventive care and welcome you as a patient for treatment.

With HealthShare Works, your cost for medical care is 30-50% less than with comparable insurance plans. Instead of paying monthly premiums to an insurance company, members share a given amount on a monthly basis and draw from community funds as medical needs arise. Our members also reduce medical costs through smart choices about diet, exercise and lifestyle. This commitment to living a healthy lifestyle and managing healthcare costs in a direct way reduces costs.

​Monthly shares are generally lower than typical insurance premiums. Our members don't pay a copay, co-insurance or high deductible; we intervene if you are balance billed. ​

HealthShare Works is about supporting our members with incredible service and advice when it comes to navigating the complex medical landscape.

HealthShare Works is also about access to the vast Sedera Sharing community - as a member of HealthShare Works, you are eligible for Sedera Health Sharing. When you have a need for medical treatment, for illness or injury, you pay the Initial Unshareable Amount (IUA), typically $500, and then submit the medical bills for sharing.

HSW's Medical Cost Sharing Model

Instead of paying monthly premiums to an insurance company, members share a given amount which includes a set management fee, on a monthly basis and draw funds from members of the community as medical Needs arise. Unused funds are returned to the members at the end of the year.

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